Calculate Your Take-Home Pay
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Free, accurate tax calculators for the USUnited States. Know exactly what you earn after federal tax, state tax, FICA, and retirement contributions.
General
Calculate your federal and state take-home pay, income tax, FICA, 401(k), and more.
Salary Calculator
Calculate your federal and state take-home pay after taxes, FICA, and deductions
Income Tax Calculator
Estimate your federal income tax liability across all tax brackets for 2025
Hourly to Salary Calculator
Convert between hourly, daily, weekly, monthly, and annual pay rates
Overtime Calculator
Calculate overtime pay at 1.5x rate under FLSA federal labor law
Bonus Tax Calculator
See how much of your bonus you keep after federal and state tax withholding
Reverse Salary Calculator
Find the gross salary needed to achieve your target net take-home pay
Cost of Living Calculator
Compare the cost of living between US cities and states
Salary Comparison Calculator
Compare two salary packages side by side with full tax breakdowns
Capital Gains Tax Calculator
Calculate short-term and long-term capital gains tax on investments
Tip Income Tax Calculator
Calculate taxes on tip income for restaurant and service workers
State Tax Comparison Tool
Compare income tax across all 50 states for your salary
401(k) Calculator
Model 401(k) contributions, employer match, and tax savings impact
Showing 1–12 of 26 calculators
Corporate tax, sales tax, employer costs, payroll, and tools to optimize your US business finances.
Employer Cost Calculator
Calculate the true cost of hiring including FICA, FUTA, benefits, and insurance
Sales Tax Calculator
Calculate state and local sales tax for any US location
Corporate Tax Calculator
Calculate federal corporate income tax at the 21% flat rate
Business Entity Comparison
Compare tax implications of Sole Prop, LLC, S-Corp, and C-Corp structures
Profit Margin Calculator
Calculate gross, operating, and net profit margins from revenue and costs
Break Even Calculator
Find your break-even point in units and revenue
Invoice Calculator
Generate invoice totals with tax and discounts
Markup Calculator
Calculate selling price from cost and desired markup percentage
Depreciation Calculator
Calculate MACRS depreciation schedules for business assets
Payroll Tax Calculator
Calculate employer payroll taxes: FICA, FUTA, and state unemployment
Showing 1–10 of 10 calculators
Specialist calculators for stock options, RSUs, crypto, rental properties, and dividend income.
Stock Option & RSU Tax Calculator
Calculate tax on ISO, NSO stock options and RSU vesting events
Crypto Tax Calculator
Calculate capital gains tax on cryptocurrency trades and transactions
Dividend Tax Calculator
Calculate tax on qualified and ordinary dividend income
Showing 1–3 of 3 calculators
1099 tax, self-employment tax, quarterly estimates, and tools for freelancers and gig workers.
Self-Employment Tax Calculator
Calculate SE tax (Social Security + Medicare) on self-employment income
1099 Tax Calculator
Calculate total tax liability for independent contractors and gig workers
Quarterly Estimated Tax Calculator
Calculate quarterly estimated tax payments to avoid IRS underpayment penalties
Freelancer Rate Calculator
Calculate your ideal hourly or project rate based on target annual income
Side Hustle Tax Calculator
Calculate additional taxes owed on side hustle and gig economy income
Contractor vs Employee Comparison
Compare total compensation as a W-2 employee versus 1099 contractor
Day Rate Calculator
Convert annual income target to daily consulting rate
Home Office Deduction Calculator
Calculate your IRS home office deduction using simplified or regular method
Showing 1–8 of 8 calculators
HSA, FSA, ACA subsidies, student loan repayment, and other US benefits calculators.
HSA Calculator
Calculate Health Savings Account contribution limits and tax savings
FSA Calculator
Estimate tax savings from Flexible Spending Account contributions
ACA Subsidy Calculator
Estimate your Affordable Care Act premium tax credit and marketplace subsidies
Student Loan Repayment Calculator
Compare repayment plans: Standard, IBR, PAYE, REPAYE, and PSLF eligibility
Showing 1–4 of 4 calculators
Calculate US customs duty, import taxes, and total landed cost for goods imported into the United States.
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Mortgage, property tax, closing costs, home affordability, landlord tax, 1031 exchange, and property investment tools.
1031 Exchange Calculator
Calculate tax savings from a like-kind property exchange under Section 1031
Closing Costs Calculator
Estimate buyer closing costs including title, escrow, transfer tax, and fees
Home Affordability Calculator
Find out how much house you can afford based on income, debts, and down payment
Landlord Rental Tax Calculator
Calculate tax on rental income with deductions for mortgage, depreciation, and expenses
Loan Repayment Calculator
Calculate monthly loan payments, total interest, and see how extra payments save money
Mortgage Calculator
Calculate monthly mortgage payments with PMI, property tax, insurance, and amortization
Property Portfolio Tracker
Analyse your entire rental property portfolio with yield, equity, and cash flow metrics
Property ROI Calculator
Calculate total return on investment for rental properties with appreciation
Property Tax Calculator
Estimate annual property tax by state with assessed value and millage rates
Real Estate Capital Gains Tax
Calculate capital gains tax on a home sale with Section 121 exclusion ($250k/$500k)
REIT Tax Calculator
Calculate tax on REIT distributions with Section 199A deduction and dividend types
Rental Yield Calculator
Calculate gross and net rental yield on investment properties
Showing 1–12 of 13 calculators
Every Calculator You Need — All in One Place
Whether you're an employee checking your payslip, a contractor weighing up IR35, or a business owner planning your next hire — our suite of free, HMRC-aligned tools gives you the numbers that matter in seconds.
Take-Home Pay
Enter your annual or monthly gross salary and instantly see your net pay after income tax, National Insurance, pension contributions, and student loan deductions.
Hourly Rate Converter
Paid by the hour? Convert any hourly wage into an annual salary — or go the other way — and see your real earnings after all deductions are applied.
Reverse Tax
Know the net amount you want to take home? Work backwards to find exactly what gross salary you need to ask for — perfect for negotiating a new role.
Student Loan Repayment
See exactly how Plan 1, Plan 2, Plan 4, Plan 5, or Postgraduate loan repayments reduce your monthly pay, and when you can expect to clear the balance.
Pension Projections
Model your retirement pot based on your current contributions, employer match, tax relief, and expected growth — so you can plan ahead with confidence.
Dividend vs Salary
Running a limited company? Compare the tax efficiency of paying yourself through salary, dividends, or a combination to keep more of what you earn.
Corporation Tax
Calculate your company's tax bill instantly, including the marginal relief band for profits between £50k and £250k — no accountant needed for a quick estimate.
Employer Cost
Hiring staff? See the true cost beyond the salary — employer NI, auto-enrolment pension, apprenticeship levy, and benefits all factored in at a glance.
Contractor IR35
Compare your take-home pay inside versus outside IR35 to understand exactly what the off-payroll rules mean for your contracting income.
Self-Employed Tax
Calculate your income tax, Class 2 and Class 4 National Insurance, and payments on account as a sole trader — all in one place.
Landlord Tax
Work out the tax on your rental income after mortgage interest relief, allowable expenses, and the property income allowance are taken into account.
CIS Deductions
In the construction industry? Calculate your net payment after CIS deductions at 20% or 30%, and see what you'll actually receive from contractors.
Why Trust Our Informations and Calculators?
Built by professionals, trusted by thousands, and updated to the latest tax year.
HMRC-Aligned
All calculations follow the latest HMRC tax rules and thresholds for accuracy you can trust.
Instant Results
Get your take-home pay breakdown in milliseconds — no sign-up, no waiting, no hidden fees.
Updated for 2026/27
Tax bands, NI rates, and allowances are updated every April to reflect the latest tax year.
Backed by Unique Evolution
Built by Unique Evolution Limited — delivering professional-grade financial tools you can rely on.
Latest Tax Insights
Plain-English articles about tax changes and practical tips to help you keep more of what you earn.
Self-Employment Tax 101: Quarterly Payments, Deductions and Strategies
Self-employment tax catches many independent workers off guard. Here is a comprehensive guide to how it works, how to calculate quarterly payments, which deductions reduce your burden, and strategies to keep more of your hard-earned income.
State Income Tax Comparison 2026: Best and Worst States for Your Wallet
State income taxes vary dramatically across America, from zero in nine states to over 13% in California. Here is a comprehensive comparison of state tax rates for 2026 and what they mean for your take-home pay.
US Student Loan Repayment in 2026: SAVE Plan and Tax Deductions
Student loan repayment in 2026 brings changes to income-driven plans, forgiveness timelines, and tax deductions. Here is a complete guide to the SAVE plan, repayment strategies, and how to maximize your student loan tax benefits.
Tax changes affect your take-home pay
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