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Remortgage / Refinance Calculator

Remortgage / Refinance Calculator for United Kingdom. Free calculator with country-adjusted assumptions.

Inputs

Modeled as Remortgage.

Results
Current Monthlyยฃ1,491.15
New Monthlyยฃ1,307.65
Monthly Savingยฃ183.50
Lifetime Savingยฃ44,039.28
Break-even9 months

Reviewed by M. Samiuddin Quadri, ACCA โ€” Chartered Certified Accountant at Gladstone & Co. ยท Updated for the 2025/26 tax year.

Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms