Total ROI
90.8%
Annualised ROI
9.1%
Total Return
$594,781.51
What is a good ROI for property in NZ?
A gross rental yield of 4-6% is typical in New Zealand. Total ROI depends on capital gains too. Auckland properties often have lower yields but stronger capital growth, while regional areas may give higher yields.
Does this include tax?
No. This calculator shows your pre-tax return. Rental income is taxed at your marginal rate. Capital gains may also be taxed under the Bright-Line test if you sell within 2 years. Use our Capital Gains calculator for that.
What costs should I include in annual expenses?
Include council rates, insurance, property management fees, maintenance, body corporate fees (if any), and any other costs tied to the property. Do not include mortgage payments here as they are a financing cost, not an operating expense.
Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms
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