Skip to main content
Calculators/

Overtime Calculator

2025/26
Your Hours
$

Additional Overtime (optional)

Summary

Weekly Gross

$1,425.00

Weekly Net

$1,125.30

Overtime Earnings

$225.00

Effective Rate

$31.67/hr

Weekly Pay Breakdown
Regular hours (40h x $30.00)$1,200.00
Overtime (5h x $45.00 @ 1.5x)$225.00
Gross Weekly Pay$1,425.00
Estimated PAYE + ACC-$299.70
Net Weekly Pay$1,125.30
Annual Projection (52 weeks)
Annual Gross (with OT)$74,100.00
Annual Gross (without OT)$62,400.00
Annual Overtime Earnings$11,700.00
Total PAYE + ACC (estimated)-$15,584.23
Tax on Overtime Portion-$3,689.01
Annual Net (with OT)$58,515.77
Extra take-home from overtime+$8,010.99
More Information
Understanding Overtime Pay in New Zealand

How do penal rates work in NZ?

Under the Employment Relations Act and most collective agreements, overtime may be paid at penal rates: time-and-a-half (1.5x) for standard overtime, double time (2x) for weekends or extended overtime, and double-time-and-a-half (2.5x) on public holidays. Exact rates depend on your employment agreement.

How is PAYE calculated on overtime?

Overtime is taxed as part of your regular income under PAYE -- there is no special "overtime tax rate". However, because overtime increases your total annual income, it may push you into a higher tax bracket, meaning the extra earnings are taxed at your marginal rate.

Public holidays in New Zealand

New Zealand has 11 public holidays. If you work on a public holiday, you are entitled to at least time-and-a-half pay plus a day off in lieu (alternative holiday). Some agreements provide higher penal rates for public holiday work.

IRD-Aligned: Penal rates vary by employment agreement and industry. Check your employment agreement or contact Employment New Zealand for your specific rates.

Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms