Australian Tax Time
Tax time runs 1 July to 31 October. Here's what changed this financial year, the current ATO rates, and free calculators to get your numbers sorted before you lodge.
Tax Time Calculators
Free, instant calculations aligned with ATO rates for FY 2026-27.
Salary Calculator
Calculate your take-home pay after income tax and the Medicare levy.
Medicare Levy Calculator
Check your Medicare levy and whether the surcharge applies to you.
Superannuation Calculator
See your employer super guarantee contributions and projected balance.
HECS-HELP Calculator
Work out your compulsory HECS-HELP repayment for this financial year.
Tax Offsets Calculator
Check your eligibility for LITO and other common tax offsets.
| Band | Taxable income | Rate |
|---|---|---|
| Tax-free threshold | $0 – $18,200 | 0% |
| Bracket 2 | $18,201 – $45,000 | 15% |
| Bracket 3 | $45,001 – $135,000 | 30% |
| Bracket 4 | $135,001 – $190,000 | 37% |
| Bracket 5 | Over $190,000 | 45% |
These are the further tax cuts that took effect 1 July 2026, cutting the second bracket rate from 16% to 15%. Rates exclude the Medicare levy.
ATO-Aligned Calculations
All calculators on this page use official ATO rates and thresholds for the FY 2026-27 financial year (1 July 2026 to 30 June 2027). Results are indicative and should not be considered tax advice — for complex situations, consult a registered tax agent.