Salary A
Salary B
Salary A Net
$67,012.00
Salary B Net
$77,212.00
Difference
+$10,200.00
| Salary A | Salary B | Difference | |
|---|---|---|---|
| Gross Salary | $85,000.00 | $100,000.00 | +$15,000.00 |
| Base Salary | $85,000.00 | $100,000.00 | +$15,000.00 |
| Income Tax | $16,288.00 | $20,788.00 | +$4,500.00 |
| Medicare Levy | $1,700.00 | $2,000.00 | +$300.00 |
| HECS Repayment | $0.00 | $0.00 | +$0.00 |
| Total Deductions | $17,988.00 | $22,788.00 | +$4,800.00 |
| Net Take-Home | $67,012.00 | $77,212.00 | +$10,200.00 |
| Superannuation | $10,200.00 | $12,000.00 | +$1,800.00 |
| Total Package | $95,200.00 | $112,000.00 | +$16,800.00 |
| Salary A | Salary B | |
|---|---|---|
| Effective Tax Rate | 21.2% | 22.8% |
| Marginal Tax Rate | 32.0% | 32.0% |
How are the salaries compared?
Each salary is independently calculated using 2025-26 ATO tax rates, Medicare Levy, LITO, and optional HECS-HELP repayments. The "super included" option adjusts the base salary downward to account for the 12% SG contribution, giving you a true apples-to-apples comparison.
When should I use this?
This tool is ideal for comparing job offers, especially when one quotes salary inclusive of super and the other doesn't, or when HECS-HELP applies to one role but not the other. The difference column shows exactly how much more (or less) you'll take home.
ATO-Aligned: Uses 2025-26 tax rates. Consider other factors like location, benefits, and career growth when comparing roles.
Disclaimer: This calculator provides estimates based on current ATO rates and thresholds for the 2024–25 financial year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified tax agent before making financial decisions. Read our terms
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