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Capital Allowances Calculator

2025/26
Asset Details
$

Instant write-off threshold: $20,000.00

%
Your Results

Asset Cost

$15,000.00

Tax Saving

$4,800.00

Effective Saving

32.0%

Method

Instant Write-Off

After-Tax Cost

$10,200.00

Visual Breakdown

Cost Breakdown

Tax Saving: $4,800.00
After-Tax Cost: $10,200.00
Deduction Breakdown
Asset Cost (excl. GST)$15,000.00
Business Use (100%)$15,000.00
Instant Write-Off (Year 1)$15,000.00
Tax Saving @ 32%$4,800.00
Effective After-Tax Cost$10,200.00
Understanding Capital Allowances

Everything you need to know about Australian capital allowances and depreciation

Instant Asset Write-Off

Small businesses (aggregated turnover under $10 million) can immediately deduct the full cost of eligible assets costing less than $20,000.00 each. The asset must be first used or installed ready for use in the income year.

Depreciation (Diminishing Value Method)

For assets above the write-off threshold, you depreciate using the diminishing value method. The first year deduction is typically lower (half-year rule applies), then subsequent years use the full diminishing value rate based on the asset's effective life.

Small Business Pool

Small businesses can also use a simplified depreciation pool. Assets not eligible for instant write-off are placed in a general small business pool and depreciated at 15% in the first year and 30% in subsequent years.

Business Use Proportion

If an asset is used for both business and personal purposes, only the business use portion is deductible. You must keep records to substantiate the business use percentage (e.g., logbooks for vehicles).

ATO-Aligned: Based on the current $20,000 instant asset write-off threshold for small business entities. Check the ATO website for the latest threshold amounts and eligibility criteria.

More Information

Disclaimer: This calculator provides estimates based on current ATO rates and thresholds for the 2024–25 financial year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified tax agent before making financial decisions. Read our terms