Calculate Your Take-Home Pay
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Free, accurate tax calculators for the GBUnited Kingdom. Know exactly what you earn after tax, NI, pension, and student loan deductions.
General
Calculate your salary, student loans, pension, and more after tax deductions.
Bonus Tax Calculator
Find out how much of your bonus you actually keep after income tax and NI deductions.
Hourly Rate Calculator
Convert your annual salary to an hourly rate or find the salary for your hourly wage.
Loan Repayment Calculator
Work out your monthly loan repayments, compare loan offers, and see how early repayments save you money.
Mortgage Calculator
Calculate monthly mortgage payments, see total interest costs, and explore how overpayments could save you thousands.
Marriage Allowance
Check if you can transfer part of your personal allowance to your spouse and save up to £252.
Maternity & Sick Pay
Estimate your statutory maternity, paternity, or sick pay and see how it affects your income.
National Insurance
Calculate your Class 1 NI contributions and see how they break down across each earnings band.
Overtime Calculator
Work out how much extra take-home pay you earn from overtime hours after tax and NI.
Pension Calculator
Estimate your retirement income based on contributions, growth, and tax relief.
Reverse Tax Calculator
Know your net pay? Work backwards to find the gross salary you need to earn.
Salary Calculator
Calculate your take-home pay after tax, National Insurance, and pension deductions.
Salary Comparison
Compare two salaries side by side to see the real difference in take-home pay after all deductions.
Showing 1–12 of 14 calculators
Corporation tax, VAT, employer costs, and tools to optimise your business finances.
Break-Even Calculator
Calculate your break-even point in units and revenue based on costs and pricing.
Business Rates
Calculate your business rates bill from the rateable value, multiplier, and any small business rate relief.
Capital Allowances
Calculate Annual Investment Allowance, writing-down allowances, and first-year allowances on business assets.
Capital Gains Tax
Work out CGT on shares, property, or crypto — including the annual exempt amount and rate bands.
Cash Flow Forecast Calculator
Project your monthly cash flow over 12 months and identify potential shortfalls.
COGS Calculator
Calculate your Cost of Goods Sold from inventory, purchases, and production costs.
Corporation Tax
Calculate your company's corporation tax liability including marginal relief.
Dividend vs Salary
Find the most tax-efficient way to pay yourself as a company director.
Employer Cost Calculator
See the true cost of employing someone including NI, pension, and benefits.
Inheritance Tax
Estimate IHT on an estate — nil-rate band, residence nil-rate band, spouse exemption, and taper relief.
Markup vs Margin Calculator
Convert between markup and margin percentages and calculate your selling price.
Mileage Calculator
Claim HMRC-approved mileage allowance for business travel — cars, motorcycles, and bicycles.
Showing 1–12 of 18 calculators
Specialist calculators for contractors, landlords, and property professionals.
CIS Tax Calculator
Work out Construction Industry Scheme deductions and your net payment.
Contractor IR35
Compare your take-home pay inside and outside IR35 as a UK contractor.
Crypto Tax Calculator
Calculate Capital Gains Tax on cryptocurrency trades — including pooling, same-day, and bed-and-breakfast rules.
Day Rate Calculator
Convert a contractor day rate into an equivalent annual salary — or find the day rate you need to match a salary.
Expat Tax Calculator
Estimate your UK tax liability as a non-resident or compare take-home pay when relocating to or from the UK.
Landlord Tax Calculator
Calculate tax on rental income including mortgage interest relief and allowable expenses.
Pension Drawdown Tax
Calculate the tax on pension withdrawals — 25% tax-free lump sum, income tax on the rest, and annual allowance.
Property Portfolio Tax
Model tax across multiple rental properties — aggregate income, individual expenses, and Section 24 mortgage relief.
Umbrella Company
See your take-home pay through an umbrella company — including holiday pay, apprenticeship levy, and margin fees.
Showing 1–9 of 9 calculators
Sole trader tax, self-assessment, expenses, and tools built for self-employed workers.
Allowable Expenses
Find out which business expenses you can deduct from your taxable profits — office costs, travel, equipment, and more.
Cash Basis vs Accruals
Compare cash basis and traditional accrual accounting to see which method gives you a lower tax bill.
Class 2 & 4 NI Calculator
Work out your Class 2 and Class 4 National Insurance contributions based on your self-employed profits.
Freelancer Rate Calculator
Work out what to charge per hour or per project to cover your taxes, expenses, and target income.
Invoice Calculator
Build invoices with the right tax — add VAT, calculate CIS deductions, and see what your client pays vs what you keep.
Payments on Account
Estimate your advance tax payments to HMRC — when they are due and how much each instalment will be.
Profit Projection
Forecast your annual profits from monthly income and expenses — see your projected tax bill in real time.
Self-Assessment Estimator
Get a quick estimate of your annual self-assessment tax bill — income tax, NI, and payments on account combined.
Self-Employed Tax
Calculate your income tax and NI contributions as a self-employed individual.
Side Hustle Tax
Already employed? See how your self-employed side income stacks on top — total tax, NI, and whether you need to register.
Simplified Expenses
Use HMRC flat rates for vehicles, working from home, and living on your business premises instead of tracking actual costs.
Sole Trader Tax
Calculate your total tax bill as a sole trader — income tax, Class 2 and Class 4 NI on your trading profits.
Showing 1–12 of 16 calculators
Universal Credit, Child Benefit, State Pension, and other UK entitlements you may be owed.
Bereavement Support Payment
Estimate lump sum and monthly payments after the death of a spouse or partner — higher and standard rate.
Carer's Allowance
Check if your earnings fall within the £196/week limit and calculate your weekly Carer's Allowance entitlement.
Child Benefit & HICBC
Calculate your Child Benefit payments and any High Income Child Benefit Charge clawback above £60,000.
Council Tax Reduction
Estimate how much Council Tax support you could receive based on your income, savings, and household.
Free Childcare Hours
Check if you qualify for 15 or 30 hours of free childcare based on your earnings and your child's age.
Pension Credit
Estimate your Pension Credit top-up — Guarantee Credit to reach the minimum income, plus Savings Credit.
State Pension Estimator
Estimate your weekly State Pension based on qualifying NI years and see the impact of filling contribution gaps.
Statutory Sick Pay
Calculate your SSP entitlement based on average weekly earnings — qualifying days, waiting days, and payment duration.
Tax-Free Childcare
See how much the government tops up your childcare costs — up to £2,000 per child per year (£4,000 if disabled).
Universal Credit
Estimate your UC entitlement — standard allowance, housing, children, disability elements, and the 55% earnings taper.
Winter Fuel Payment
Check your Winter Fuel Payment amount and whether the income clawback above £35,000 applies to you.
Showing 1–11 of 11 calculators
Calculate customs duty, import VAT, and total landed cost for goods imported into the UK.
Import Duty Calculator
Calculate customs duty, import VAT, and total landed cost when importing goods into the UK.
Export VAT Calculator
Check if your exports qualify for zero-rated VAT and calculate your VAT saving compared to domestic supply.
Customs Value Calculator
Calculate the customs value of imported goods including freight, insurance, royalties, and other additions.
Intrastat Threshold Tracker
Track your dispatches and arrivals against the Intrastat reporting thresholds of £250k and £500k.
Duty Relief Calculator
Estimate savings from Inward Processing, Outward Processing, End-Use, and Temporary Admission relief.
Anti-Dumping Duty Checker
Check if your imported goods attract additional anti-dumping or countervailing duties from specific countries.
Import VAT Deferment
Compare paying import VAT at the border versus Postponed VAT Accounting and see your cash flow saving.
Customs Warehouse Savings
Calculate whether a bonded customs warehouse saves you money on duty, VAT, and cash flow.
Trade Agreement Savings
Compare MFN duty rates with preferential rates under UK free trade agreements and calculate your savings.
Excise Duty Calculator
Calculate excise duty on alcohol, tobacco, and fuel imports using current UK duty rates.
Returned Goods Relief
Check if re-imported UK goods qualify for Returned Goods Relief and calculate your duty and VAT savings.
Showing 1–11 of 11 calculators
Every Calculator You Need — All in One Place
Whether you're an employee checking your payslip, a contractor weighing up IR35, or a business owner planning your next hire — our suite of free, HMRC-aligned tools gives you the numbers that matter in seconds.
Take-Home Pay
Enter your annual or monthly gross salary and instantly see your net pay after income tax, National Insurance, pension contributions, and student loan deductions.
Hourly Rate Converter
Paid by the hour? Convert any hourly wage into an annual salary — or go the other way — and see your real earnings after all deductions are applied.
Reverse Tax
Know the net amount you want to take home? Work backwards to find exactly what gross salary you need to ask for — perfect for negotiating a new role.
Student Loan Repayment
See exactly how Plan 1, Plan 2, Plan 4, Plan 5, or Postgraduate loan repayments reduce your monthly pay, and when you can expect to clear the balance.
Pension Projections
Model your retirement pot based on your current contributions, employer match, tax relief, and expected growth — so you can plan ahead with confidence.
Dividend vs Salary
Running a limited company? Compare the tax efficiency of paying yourself through salary, dividends, or a combination to keep more of what you earn.
Corporation Tax
Calculate your company's tax bill instantly, including the marginal relief band for profits between £50k and £250k — no accountant needed for a quick estimate.
Employer Cost
Hiring staff? See the true cost beyond the salary — employer NI, auto-enrolment pension, apprenticeship levy, and benefits all factored in at a glance.
Contractor IR35
Compare your take-home pay inside versus outside IR35 to understand exactly what the off-payroll rules mean for your contracting income.
Self-Employed Tax
Calculate your income tax, Class 2 and Class 4 National Insurance, and payments on account as a sole trader — all in one place.
Landlord Tax
Work out the tax on your rental income after mortgage interest relief, allowable expenses, and the property income allowance are taken into account.
CIS Deductions
In the construction industry? Calculate your net payment after CIS deductions at 20% or 30%, and see what you'll actually receive from contractors.
Why Trust Our Informations and Calculators?
Built by professionals, trusted by thousands, and updated to the latest tax year.
HMRC-Aligned
All calculations follow the latest HMRC tax rules and thresholds for accuracy you can trust.
Instant Results
Get your take-home pay breakdown in milliseconds — no sign-up, no waiting, no hidden fees.
Updated for 2026/27
Tax bands, NI rates, and allowances are updated every April to reflect the latest tax year.
Backed by Unique Evolution
Built by Unique Evolution Limited — delivering professional-grade financial tools you can rely on.
Latest Tax Insights
Plain-English articles about tax changes and practical tips to help you keep more of what you earn.
Making Tax Digital for Landlords: What to Fix Now Before HMRC Forces the Pace
Landlords who still run their records on memory and bank statements will struggle once quarterly digital reporting becomes routine. The right time to tidy the process is before the deadline pressure starts.
Class 2 and Class 4 National Insurance in 2026: What the Self-Employed Still Need to Watch
Self-employed National Insurance is easier than it used to be, but not simpler in the way many people assume. Here is what still matters when you budget for tax as a sole trader.
Salary vs Dividends in 2026: A Director Guide to Paying Yourself Properly
The old small-salary-plus-dividends formula still works, but not blindly. Directors need to weigh corporation tax, dividend tax, National Insurance, and future borrowing plans together.
Tax changes affect your take-home pay
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