You must be 66 or older to qualify for the State Pension (Contributory)
Average yearly PRSI contributions since starting work
You May Be Eligible
You meet the requirements. Rate band: 48+ contributions/year
Weekly Payment
€277.30
Monthly (approx)
€1,201.63
Annual
€14,419.60
Everything you need to know about the Irish State Pension
What is the State Pension (Contributory)?
The State Pension (Contributory) is a payment from the Department of Social Protection for people aged 66 and over who have enough PRSI contributions. Unlike the Non-Contributory pension, it is not means-tested -- your rate depends on your PRSI record. The maximum personal rate is €277.30 per week (2025).
How is the rate calculated?
Your rate depends on your yearly average number of PRSI contributions from the time you started paying PRSI (or from 1953, whichever is later) until you reach age 66. You need a minimum of 520 total contributions (10 years) and at least 48 contributions per year on average for the maximum rate.
Increases for dependants
You may get an increase in your payment for a qualified adult (spouse, civil partner, or cohabitant) and for qualified children. The adult dependant increase varies depending on their age and your contribution band.
DSP Rates 2025: This calculator uses current rates from the Department of Social Protection. For the most up-to-date information, check gov.ie or contact your local social welfare office.
Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms
Related Calculators
Salary Calculator
Calculate your Irish take-home pay after PAYE, USC, and PRSI through Revenue.
Child Benefit Calculator
Calculate your monthly Child Benefit payments from the DSP.
Jobseeker's Benefit Calculator
Estimate your Jobseeker's Benefit payments from the DSP.
Working Family Payment Calculator
Calculate your Working Family Payment (formerly FIS) from the DSP.