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Real Estate Capital Gains Calculator

2025/26
Property Sale Details

Auctioneer fees, legal costs, advertising etc.

CGT Applies at 33%

This property is not your PPR. The gain (after the 1,270 euro annual exemption) is taxed at 33%.

Sale Summary

Net Proceeds

€399,169.10

Total Gain

€125,000.00

Taxable Gain

€123,730.00

CGT (33%)

€40,830.90

Detailed Breakdown
Sale Price€450,000.00
Purchase Price€300,000.00
Improvements€15,000.00
Selling Costs€10,000.00
Total Gain€125,000.00
PPR Relief€0.00
Annual Exemption€1,270.00
Taxable Gain€123,730.00
CGT at 33%€40,830.90
Net Proceeds€399,169.10
Frequently Asked Questions

What is PPR (Principal Private Residence) relief?

If the property was your main home for the entire time you owned it, the full gain is exempt from CGT. If you lived there for part of the time and rented it out for the rest, you get partial relief based on the proportion of time it was your home.

How is CGT calculated on property?

CGT in Ireland is 33% on the taxable gain. The gain is: Sale Price minus Purchase Price minus Improvements minus Selling Costs. You then subtract the 1,270 euro annual exemption. CGT is payable by 15 December (for gains in Jan-Nov) or 31 January (for December gains).

What costs can I deduct?

You can deduct the cost of buying the property (solicitor fees, stamp duty paid at purchase), the cost of improvements (extensions, renovations -- but not repairs or maintenance), and selling costs (auctioneer fees, solicitor fees, advertising).

Revenue-Aligned: Uses 2025-26 Irish CGT rates. The 1,270 euro annual exemption applies per person per year.

More Information

Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms