Remortgage / Refinance Calculator

Remortgage / Refinance Calculator for South Africa. Free calculator with country-adjusted assumptions.

Inputs

Modeled as Refinance.

Remaining BalanceRemaining YearsCurrent Rate %New Rate %Switch Fees

Results

Current MonthlyR 1 491,15

New MonthlyR 1 307,65

Monthly SavingR 183,50

Lifetime SavingR 44 039,28

Break-even9 months

Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms