South Africa Property ROI Calculator
Work out your total return from rental income and capital growth, including transfer duty costs.
Bond registration, conveyancing, etc.
Transfer duty is payable on properties above R1,100,000 on a sliding scale from 3% to 13%.
Capital gains tax applies when you sell. The first R2 million gain on your primary residence is excluded. For investment properties, 40% of the gain is included in your taxable income.
This calculator shows returns before income tax on rental income and before CGT on sale.
Related Calculators
Capital Gains Tax Calculator
Calculate CGT with the SARS annual exclusion and inclusion rates for individuals and companies.
Transfer Duty Calculator
Calculate SARS transfer duty on property acquisitions using the sliding scale.
Mortgage Calculator
Calculate South African home loan payments with prime rate and NCA requirements.
Rental Yield Calculator
Calculate gross and net rental yield on South African investment properties.
Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms