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ZA Property Portfolio

South Africa Property Portfolio Tracker

Track your investment properties. See total value, equity, cash flow, and yield across your portfolio.

Property 1
Property 2
Property Comparison
#EquityNet /moYield
Property 1R 600 000,00R 9 000,007.2%
Property 2R 500 000,00R 6 500,007.2%
Portfolio Split
Property 1
Property 2
Total ValueR 3 500 000,00
Total BondsR 2 400 000,00
Total EquityR 1 100 000,00
Monthly RentR 21 000,00
Monthly ExpensesR 5 500,00
Monthly NetR 15 500,00
Average Yield7.2%
Portfolio Info

Rental income in South Africa is taxed at your marginal rate. You can deduct bond interest, levies, rates, insurance, and repairs from your rental income.

If your rental expenses exceed your income, the loss can be offset against other income, subject to SARS anti-avoidance rules.

Capital gains tax applies when you sell at a profit. The first R2 million gain on your primary residence is excluded.

Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms