Gross Monthly
R 40 000,00
Net Monthly Pay
R 29 711,55
Total Deductions
R 10 288,45
PAYE: Pay As You Earn tax is calculated by annualising your monthly income, applying the tax tables, deducting rebates and credits, then dividing by 12.
UIF: 1% of your monthly remuneration, capped at R177.12. Your employer pays an additional 1%.
Pension/Provident Fund: Your contribution is deducted before net pay. It reduces your taxable income up to the 27.5% / R350,000 limit.
Medical Tax Credits: These reduce your PAYE directly. R364/month for main member and first dependant, R246 for additional dependants.
What deductions are on a South African payslip?
Standard deductions include PAYE (income tax), UIF (1% employee), pension/provident fund contributions, and medical aid. Optional deductions may include garnishee orders, union fees, and insurance.
How is PAYE calculated on a monthly payslip?
Monthly PAYE is calculated by annualising the monthly remuneration, applying the annual tax tables, deducting rebates and medical credits, then dividing by 12 to get the monthly amount.
What is the tax threshold for 2024/2025?
For 2024/2025: Under 65 -- R95,750; 65-74 -- R148,217; 75+ -- R165,689. If your annual taxable income is below this threshold, no PAYE is payable.
Must my employer provide a payslip?
Yes. The BCEA requires employers to provide a payslip on each payday showing gross pay, all deductions, and net pay. Employers must keep records for 3 years.
Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms
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