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SG Employer Cost Calculator

2025/26
Employee Details
$
Your Results
Gross Salary
Employer CPF
SDL

Total Monthly Cost

$5,861.25

Total Annual Cost

$70,335.00

Additional Cost Above Salary

+17.2%

Monthly Breakdown
Gross Salary$5,000.00
Employer CPF @ 17.0%+$850.00
Skills Development Levy (SDL)+$11.25
Total Employer Cost$5,861.25
More Information
Understanding Singapore Employer Costs

Key components of employer costs in Singapore

Central Provident Fund (CPF)

CPF is a mandatory savings scheme for Singapore Citizens and Permanent Residents. Employers contribute up to 17% of an employee's wages (for those aged 55 and below). The contribution rate decreases with age. CPF contributions are capped at the Ordinary Wage ceiling of $6,800 per month.

Skills Development Levy (SDL)

SDL is payable by all employers for every employee in Singapore, including foreign workers. The levy is 0.25% of the employee's monthly remuneration, with a minimum of $2 and a maximum of $11.25 per month (on the first $4,500). SDL funds are channelled to SkillsFuture Singapore to support workforce upgrading.

Foreign Worker Levy (FWL)

FWL is a monthly levy employers must pay for each Work Permit or S Pass holder. The levy amount varies based on the worker's qualifications, the sector, and the employer's dependency ratio. FWL is designed to regulate the demand for foreign workers in Singapore.

CPF Board / MOM-Aligned: CPF rates and OW ceiling are based on the latest CPF Board rates. FWL amounts vary -- check MOM for your specific levy tier.

Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms