Your starting cash balance at the beginning of the forecast period.
Quick Fill All Months
| Month | Inflow (S$) | Outflow (S$) |
|---|---|---|
| Jan | ||
| Feb | ||
| Mar | ||
| Apr | ||
| May | ||
| Jun | ||
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| Dec |
Final Balance
$40,000.00
Total Inflow
$144,000.00
Total Outflow
$114,000.00
Key concepts for managing cash flow in your Singapore business
Why is cash flow forecasting important?
Cash flow forecasting helps you predict when your business will have surplus cash and when it might face shortages. This is critical for Singapore businesses, especially around GST filing deadlines (quarterly or monthly) and corporate tax instalment dates.
GST and cash flow
If your business is GST-registered (compulsory if taxable turnover exceeds S$1 million), you need to account for GST collected and GST paid in your cash flow. Remember that GST collected at 9% is not your money -- it must be remitted to IRAS. Plan your outflows to include GST payments.
Estimated Chargeable Income (ECI)
Companies in Singapore must file their ECI within 3 months of their financial year end. You can opt to pay corporate tax in instalments via GIRO. Factor these payments into your cash flow forecast to avoid surprises.
Note: This calculator provides a simplified cash flow projection. It does not account for seasonal variations, delayed payments, or tax obligations automatically. For comprehensive cash flow management, consult a qualified chartered accountant.
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Disclaimer: This calculator provides estimates based on current HMRC rates and thresholds for the 2025/26 tax year. It does not constitute professional tax, financial, or legal advice. Your actual liability may differ depending on your individual circumstances. Always consult a qualified accountant or tax adviser before making financial decisions. Read our terms