Frequently Asked Questions

Enter your annual CTC or gross salary into our Salary Calculator. It applies the new-regime slabs, the ₹75,000 standard deduction for salaried employees, the §87A rebate, surcharge where it applies, and the 4% health and education cess, to show your net pay.

No. Every calculator is completely free and requires no registration, login, or email address.

Nil up to ₹4,00,000; 5% from ₹4,00,001 to ₹8,00,000; 10% to ₹12,00,000; 15% to ₹16,00,000; 20% to ₹20,00,000; 25% to ₹24,00,000; and 30% above ₹24,00,000. A 4% health and education cess is charged on the tax.

Two things combine. Salaried employees get a ₹75,000 standard deduction, and the §87A rebate wipes out the tax entirely when taxable income is ₹12,00,000 or less. Together that makes a salary of about ₹12.75 lakh effectively tax-free. Just above the threshold, marginal relief stops the tax jumping by more than the extra income.

The new regime has lower slab rates but almost no deductions. The old regime has higher rates but allows HRA, 80C, 80D and the rest. Our calculator shows both side by side so you can compare on your own numbers rather than on a rule of thumb.

Surcharge is charged on the tax, not the income: 10% above ₹50 lakh, 15% above ₹1 crore, and 25% above ₹2 crore. The new regime caps surcharge at 25%, while the old regime goes to 37% above ₹5 crore. Marginal relief applies at each threshold.

FY 2026-27, which is assessment year 2027-28. We update the slabs, rebate and surcharge bands after each Union Budget.

No. All calculations run in your browser. No PAN, salary figures, or personal details are sent to our servers.