Portfolio Value
AED 2,700,000
Total Equity
AED 1,100,000
Monthly Cash Flow
-AED 1,589,200
Avg Yield
6.0%
| # | Value | Cash Flow /mo | Yield | Equity |
|---|---|---|---|---|
| Property 1 | AED 1,500,000 | -AED 894,000 | 6.0% | AED 600,000 |
| Property 2 | AED 1,200,000 | -AED 695,200 | 6.0% | AED 500,000 |
| Total | AED 2,700,000 | -AED 1,589,200 | 6.0% | AED 1,100,000 |
Gross yield is the annual rent divided by the property value, shown as a percentage. For example, if your property is worth AED 1,500,000 and earns AED 90,000 in annual rent, the gross yield is 6%.
Positive cash flow means your rent covers all costs including the mortgage. In Dubai, service charges can be high (AED 10-30 per sq ft), so make sure you include them. A yield above 6% usually gives positive cash flow if the mortgage is below 70% LTV.
Yes, but the UAE Central Bank DBR rule applies. All your debt repayments combined must not exceed 50% of your monthly income. Each additional property also requires a 20-25% down payment.
Note: This tracker provides estimates. Actual cash flow depends on vacancy rates, maintenance costs, and service charge changes.
Disclaimer: This calculator provides estimates based on current UAE Federal Tax Authority rates and MOHRE labour law provisions. It does not constitute professional tax, financial, or legal advice. Your actual entitlements may differ depending on your individual circumstances, employment contract, and applicable free zone regulations. Always consult a qualified adviser before making financial decisions. Read our terms
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